According to NerdWallet, the exact credit score you need to lease a car varies from dealership to dealership. The typical minimum for most dealerships is 620. A score between 620 and 679 is near.. According to the credit experts at Experian, in the fourth quarter of 2021, consumers with a credit score between 601 and 660 made up nearly 14% of the leasing market. Those with a credit score below 600 represented just over 5%. In other words, about 19% of lessees at the end of 2021 posted credit scores of 660 or lower.
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Leasing a car with bad credit can mean higher rates. To get decent leasing rates or offers, you typically need a prime credit score of at least 661. If you have bad credit, you can look into co.. When you lease a car, showing your credit score helps to establish trust between you and the dealer. If you don't have a credit score or your numbers aren't that great, showing alternative documents may be helpful or even necessary. Documents that can demonstrate your worthiness of a lease include: Work history. Bills paid on time.
